Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Retirement Traps to Avoid Beware of these traps that could upend your retirement. Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.